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Driving safely and avoiding accidents isn’t just common sense — injuries hurt, car wrecks are bad — but also a way to make sure drivers keep their auto insurance premiums. out of 60 cases it studie.

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This is the reason why at the time of policy renewal, the insured value (technically called the Insured Declared Value (IDV) of your car is revised downward to adjust for depreciation. By doing this t.

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